Q: Where can I write and have free credit reports sent towards me?
A: Everyone has the right to request their free credit reports once a year from each of the 3 credit bureaus; Equifax, Experian and TransUnion. You can request your reports online, by phone or by mail at annualcreditreport.com. However, to send your application, you will need to go online and download the application form. You can download this form and instructions on how to request your credit report, click here.
While obtaining your free credit reports every 12 months is a good idea, do them more often is better. You can get your credit reports for $ 1 when you sign up to the 30-day trial of PrivacyGuard, a senior credit monitoring service we review on our website. Not only that, but you will have scores and credit reports updated every month! You'll also be notified of any changes in your credit reports, helping you stay on top of your credit report, day and night. Overall, PrivacyGuard is a good deal for those who want to have their pulse on what's happening with their credit history.