Q: If I put a credit freeze on my credit report, it means that nobody can make a purchase on one of my credit cards until I thaw my credit
has: no, it does not. A credit freeze is specifically related to the information on your credit report and means that no new creditors will be able to access your credit report for any reason. It will help prevent anyone to request a new credit card using your information, but it has nothing to do with the prevention of purchases on credit cards you already have.
If you have concerns about your identity is compromised or have someone use your credit card without your permission or knowledge, it would be wise to call your credit card company and cancel the card. They reissue a new card with a new toll free number. You should also consider subscribing to one of our senior identity theft protection services. Many of the services that we review offer free trials and credit ratings, even free, including Identity Guard Total protection®.