If you are worried about repaying all high interest balances you have on other credit cards, the Chase MS Slate - limited time: No card balance transfer fee comes to your rescue. Not only does it offer a 0% APR on purchases and balance transfers for up to 12 months, but it also has no balance transfer fee during the first 30 days. This means you can transfer your higher rate balances on Chase MS Slate - Limited Time: No card balance transfer fee and pay nothing. You literally nothing about the process of transferring real balance and pay no interest on the transferred amounts to 12 months. We believe this is a damn good deal. You can also take a look at our other credit card balance transfer highly rated and compare for yourself.