Q: Does my Citi Dividend World MasterCard $ 200 cash back rewards map rollover to the next year?
A: Yes, your dividend Citi® World MasterCard® - $ 200 Cash Back "Dividend Dollars" being handed over to the year next. By Terms & Conditions associated with this card, " Dividend Dollars will not expire as long as you have a qualifying purchase activity at least once every 12 months unless the dividend rewards program Citi ends in this case, you'll only have 30 days to redeem your eligible dividend Dollars . "
Basically, this means that your cash back dividend Dollars refinance because they n 'not expire. The catch is that you need to buy something with your card at least once every 12 months, which for most users should not be a problem. The other caveat is that if you cancel your card, you have 30 days to exchange your dollars for special dividends. Overall, we like the Citi® MasterCard® Global Dividend - $ 200 Cash Back card because, well, it gives you $ 200 cash back after spending $ 500 within the first 3 months. Users will also earn 5% cash back in rotating categories and 1% cash back on everything else, up to a ceiling of $ 300 per year.
However, if you're more interested in a credit card with unlimited money back earning potential, take a look at the Chase Freedom® Visa - $ 200 Bonus Cash Back card. Users will also win $ 200 cash back after $ 500 in purchases within the first 3 months, 5% cash back on rotating categories and 1% unlimited cash back on all other purchases. The difference is that there is no cash back benefit "cap", so you can earn unlimited rewards (and rewards do not expire). Or you can view all of our Cash Back cards and see which card works best for your situation.