Q: Should I be concerned about the possibility of identity theft if someone knows my driving license number, date of birth and the maiden name of my mother
has: In a word, yes. It is possible for a thief to resource use such personal information to their advantage and steal your identity. I do not know when this information was given, stolen or lost, but you must follow some simple steps to protect yourself. With some initial work, you can save yourself from financial loss and aggravation down the line (or catch it before it becomes worse).
- First, make sure that your state has not used your Social Security number as your driver's license number. All driving licenses issued after December 2005 was prohibited to do so, but if you did not get your license renewed since then there is a slight possibility that this might be the case. If you fall into this category unlikely, immediately contact your DMV and request a new license number.
- Request a copy of your driving record from the DMV and read it carefully. It will detail all the tickets that are not issued directly to you, and any other fraudulent behavior.
- Check all your bank accounts and credit cards to suspicious or fraudulent activity.
- Obtain copies of all three of your credit reports, and watch them on a fine tooth comb. Double check that all credit card charges are ones you do, the specified addresses are all places you have lived, that credit lines are those you requested and there no other abnormalities.
If you find a confirmation that your identity has been stolen, read our blog spent on what to do if someone stole your identity. And even if you think you're in the clear, it is always a good idea to subscribe to a protection service against identity theft as IDENTITY GUARD ®. Identity Guard monitors all three of your credit reports and alert you if there are changes. It also analyzes the Internet and public folders to the use of your personal information and provides anti-virus, firewall and anti-keylogging software to protect your computer from prying eyes. Right now you can get a free 30-day trial includes all 3 of your credit reports and credit scores, who will review your lot easier credit reports.