Q: My wife is addicted to spending. How do I know if she buys new credit cards and begins to spend on them? ? Or if it forge my name to get a new card
A: If you are a co-signer on a current or future credit card your wife, you can check the status of them by getting a copy of your 3-bureau credit reports. Any credit-based activity will appear on your personal credit report, including credit cards that you are a co-signer on.
This way, you will be able to see if it has been accumulating charges on your existing cards, and if it applies new cards. You will not be able to tell if it solicits and using cards in his name simply because this information will not show up on your credit report. It will only disclose common card information. If your wife is to forge your name to get a new card, I guess she just signed to a joint account that would also appear on your credit report.
You can get all three of your credit reports for $ 1 when you sign up for 30-day trial PrivacyGuard. You will also have your 3 credit scores. PrivacyGuard has a great feature where you get reports and scores updated every month, so you'll always be on top of your credit information. As you seem to be concerned about the items that might appear on your report, this service could be a good idea. If you decide it is not good for you, you can cancel during the 30-day trial period and only be $ 1.