Q: My fiance locked her credit report several years ago. We want to unlock its credit. How will we do this and are there any costs involved
A: I assume you are referring to a credit freeze (sometimes called a locking or security freezing credit). Credit freezes prevent anyone from seeing your credit report unless you and the companies with whom you have a pre-existing relationship. The requirements and costs for the credit freeze-up vary by state, but it seems that you have already completed the process that is not a problem.
To unfreeze your credit reports, you must contact each of the three credit bureaus. Fortunately, this can be done online on the following links. Charges to thaw your reports depends on your state of residence, but are usually about $ 5- $ 15 per office.
Equifax: https://www.freeze.equifax.com
Experian: http://www.experian.com/consumer/security_freeze.html
TransUnion: https: // annualcreditreport. transunion.com / fa / securityFreeze / landing