? A: I need a secured credit card for travel. Is there one that is instantly approved
Q: Not exactly. The Orchard Bank Visa card has a unique pre-qualification process that matches candidates with the card they are most likely to be approved, either secure or non-secure card. Then you can view the details of the card and to submit your application is processed and approved. Although it is not instant approval, it greatly improves the chances to receive a card. According to their website, once your application is approved, you will receive your card in the mail within 10-14 business days.
We like the Visa card Orchard Bank (and it's sister card Mastercard Orchard Bank) because it helps rebuild your credit history by reporting your card payments to the 3 credit bureaus each month. If you make your payments on time, good payment behavior can help improve your credit score. Or take a look at our other bad credit card reviews and choose the best card for you.