Q :? my credit score be affected if I ask a credit card
has: In general, if you already have a solid credit history and score, then applying a new credit card should not affect your score much (if any). He made the change, it would be only by a couple of points.
If you have a positive credit history, that ask for a credit card (which falls into the "new credit" bucket) should not really affect your score. Just do not use too many credit cards in a short time, as this could be interpreted by the credit score companies as a need for money, and reduce your score. It is best to do your research beforehand and then apply for the best credit card for you.
If you do not have a positive credit history, than to continually apply new credit cards will not help your score. However, it may be that you also need to consider the other factors involved in calculating your credit score. For example, when your score is calculated the cumulative amount you owe is usually counted over the opening of new credit lines. If you carry a large balance on your cards, you can probably help your score more by paying off that balance you can hurt your score by applying for a new credit card.
If your credit is not the best, consider a credit card for people with bad credit as the Bank Household Rewards Mastercard. It helps to improve your credit history compared to all 3 credit bureaus every month so you can rebuild your credit, has a 0% introductory APR for the first 9 months and earns users 2 points for every $ 1 spent . And since his pre-qualified users application process for either an unsecured or secured credit card, you are likely to be accepted. Or take a look at our poor credit card reviews and choose a card that works for your situation.