Q: Is it a credit report to identify all organizations and I have the exact amount I owe them
has: a credit report is a record of your credit history, as reported by the institutions you have had credit relationship. This means that creditors, lenders, employers, insurers and other institutions with which you might have a financial relationship have reported this information to the three credit bureaus-Equifax, Experian and TransUnion. Usually these companies relate to one, two or all three credit bureaus on a monthly basis.
Your credit report identity of the creditors / lenders you owe and the amount you owe them. It does not necessarily show all your bills if they are not ready, unless the bill was not paid and went to a collection agency. For example, your cell phone bill probably will not appear on your credit report ... unless you stop paying, your cell phone company turns over collections and the collection agency reports the balance to a desktop credit. However, if you have a mortgage card, car loan or credit, the lender reports the loan amount and payment information to a credit bureau, which is then put this information on your credit report. (Learn more about your credit report)
It is possible that a creditor you must not communicate this information (for example, if you borrowed your brother's money). The flip side is also possible that there is an error on one of your credit reports. That's why it's a good idea to frequently check your credit reports for any changes or updates. The simplest and most economical to do is sign up for a credit monitoring service. A number of those best on our site offer free trials, free credit scores and great discounts, so it may be worth your time to check them.