Q: This will be my first time to get a credit card. I'll make small purchases with this card and pay in full each month in order to build credit so I can eventually rent my own apartment, etc. Which credit card would be suitable for my situation?
Based on your question, it seems you do not have much credit history. If it is because you are still in school, I suggest looking for a student credit card. These cards are targeted towards students who want to start building their credit history. Typically, they are sensitive to student situations, and not pay an annual fee. Some student cards we consider offer introductory APR 0%, which is a good way to make purchases without having to worry about late fees (even if you intend to pay any out of time ). They also offer cash back on purchases in certain categories.
If you're not (or just outside) school, then a rewards credit card can make sense. These cards typically offer cash back or points for purchases you make with your card. If you have a good idea of the types of transactions you'll realize, for example eating out, gas or grocery store, you can go further and choose a card that offers additional rewards in specific categories. Take a look at our Top rated loyalty cards to see which one might be a good fit for you.